Welcome to Valo Limited - Providers of quality Military Insurance products designed specifically for members and former members of HM Regular and Volunteer Reserve Armed Forces and their families.

Drawn exclusively from former members of the Armed Forces, our staff are trained to provide you with factual information on the MoD's PAX Personal Accident and Optional Life Insurance Plan as well as other General Insurance products.

There are no administration, policy or document charges on any products we offer so no hidden extras when you move house, change your cover or renew your policy. 

If you chose one of our policies, this could save you around £15 a year against many insurance companies providing similar products.

Personal Accident	Optional Life and Critical Illness	Kit and Contents
Travel	Discounted Legal Services	Buildings
Reservists	Veterans	Insurance FAQs